about

Ruann's Story

I joined the financial industry in May 2012 with the Hereford group. In 2020 I decided to become an independent adviser affiliated with the Financial Solutions 4 Professionals group (fsp41158) with a focus on an advice driven practice.

My mission statement is to “IMPACT LIVES” through holistic advice.
In every interaction and engagement with my client, my goal is that they know they are valued and that, through my interaction with them, their lives are impacted for the better.”

I pride myself on the fact that I become an extension of the family. I enjoy working with young families (be it professionals or business owners) to assist in building their plans, and then action the specific and agreed upon financial plans that will bring their goals and dreams to fruition.

services

Services we offer

As a registered FS4P Adviser I use the following  methodology

  • Discovering your current financial position together
  • Analyzing your financial reality
  • Developing and presenting your financial solution
  • Implementing the solution
  • Evaluation and review of your plan

There is no “one size fits all planning – All plans are custom designed for the individual.

Medical aid and GAP Cover

I deal with the majority of the Medical Aid and Gap Cover companies in the market. I take the time to understand the product offerings and make this very technical field understandable. This is how I find the plan that best suites you, my client
Book a Meeting

Individual risk planning

Income protection - your ability to earn an income is your greatest asset. This allows you to live your life as you wish. We need to protect this asset and ensure that you and your family are financially secure.

Estate planning – making sure that you know what will happen to your family and assets in the event of your death.

Retirement planning – most South Africans will not be able to retire with the current income they receive. We put strategies in place to ensure that you are one of the few that will retire financially secure.

Investment and Wealth planning – prudent, individual investment advice with guaranteed monthly feedback and annual reviews of investments and strategies.
Book a Meeting

Business planning

What needs to happen to your business in the event of your death?

Are you in partnership with somebody else?

As director, did you sign surety for any loans in the business? (Personal Liability Insurance)

What is your retirement exit plan from your business? Do you have a retirement strategy for your employees? (Retirement Fund)
Book a Meeting

testimonials

What people say

our blogs

News

What if everything goes down at once?

August 11, 2025
0

If you’ve ever looked at your portfolio during a market

Read More
Blog MARKET

Free to care

August 4, 2025
0

When we are frequently told that we need more and

Read More
Blog LIFESTYLE

How to spot tax‑season scams

August 4, 2025
0

Tax season is stressful enough without someone trying to steal

Read More
Blog MARKET

What’s holding you back?

July 28, 2025
0

A man once asked a gardener: “Why do your plants

Read More
Blog LIFESTYLE

Fasten your seatbelt

July 28, 2025
0

When markets get choppy, it’s natural to feel nervous. Everyone

Read More
Blog MARKET

When control over money isn’t really about money

July 21, 2025
0

Have you ever thought: “I just feel better when I

Read More
Blog LIFESTYLE

get in touch

Contact us

our details

get in touch with us